Last updated October 15, 2026
Trailhead ("the app") at money.feetham.us is operated by Will Feetham ("the operator"). By signing in you agree to these terms.
The app takes the financial numbers you enter, places you in a stage of a widely used order of operations, and suggests next actions, savings targets, debt payoff orders and financial independence projections. Later versions may read account balances and transactions from banks you choose to connect, and may answer questions using an AI model.
Everything the app shows is general educational guidance computed from the numbers you provide and assumptions you can change. It is not personalized investment, tax or legal advice, the operator is not a licensed financial advisor, and the app does not recommend specific securities or products. Projections use simplified math and assumptions about returns and inflation that will not match the future. Review every number before acting on it, and consult a qualified professional for decisions with significant consequences.
A household belongs to the person who created it. The owner controls who else can join and at what level. You are responsible for who you invite and for the accuracy of what you enter.
Use the app only for your own household's finances or those you are entitled to manage. Do not enter data you have no right to share.
The app is provided as is, without warranties of any kind. The operator may change, suspend or discontinue the app or any feature at any time, and may introduce paid plans in the future; you will never be charged without agreeing to a price first.
An owner can delete a household and everything in it at any time. See the Privacy Policy for what is stored and where.
To the fullest extent permitted by law, the operator is not liable for any loss arising from reliance on the app's guidance, projections or data, or for any indirect, incidental or consequential damages. The operator's total liability for any claim is limited to the amount you paid for the app in the 12 months before the claim, which may be zero.